Unsecured line of credit

We offer unsecured line of credit to individuals at competitive rates*. Please ask your branch for full details.

*Conditions Apply

Secured line of credit

If you secure your line of credit with a collateral, say 2nd charge on house (the 1st mortgage has to be with us) you will pay reduced interest.

• SBI Canada Bank CAD Prime Rate is 4.45% with effect from October 30, 2025.
• SBI Canada Bank USD Prime Rate is 6.75% with effect from December 11, 2025.