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Home Equity.

Take out the equity in your home by availing a line of credit upto 65 % of Loan-to-Value (LTV). Deposit surplus funds and withdraw at will to save on interest cost.

High LTV Loans

Get financing upto 95% of LTV with Canada Mortgage and Housing Corporation (CMHC) insurance. Premium of CMHC included in loan amount.

Conventional Mortgage

Avail a mortgage for up to 80% LTV competitive rates and for terms up to 5 years.

Mortgage Prepayment Disclosure - Click Here
Residential Mortgage Public Disclosures - Click Here
Information on Mortgage Security (Residential Mortgage) - Click Here
Residential Mortgage Rates
Fixed Rate Mortgages
Term Posted Rates Special Rates
6 Months NA NA
1 Year 5.500% NA
2 Year 5.500% NA
3 Year 5.500% NA
4 Year 5.500% NA
5 Year 5.500% Special Offers are Available.  (Ask our Branches for more details)
Variable Rate Mortgage
Variable Closed Mortgage
Term Posted Rates Special Rates
5 Year SBIC CAD Prime Rate + 1.500% Special Offers are Available.  (Ask our Branches for more details)
Home Equity Line of Credit SBIC CAD Prime Rate + 2.000% Special Offers are Available. (Ask Branches for more details)
  • SBI Canada Bank Prime Rate is 3.20% with effect from April 14, 2022
  • Rates have been provided for information only and are subject to change without notice at any time.
  • Special Offer may be changed or be withdrawn at any time without notice.
  • Other conditions and restrictions apply.

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